There are a few things in my kids’ lives that I admit to not wanting to rush. Terrible twos. Teen years. Dating. Driving. All those great moments that forever define your adolescent years. Driving perhaps being one of the things I most prepared for. Not only myself, but Colby and Chey as well.
Tips for Saving on Car Insurance
I began teaching our oldest, Chey, to drive as soon as I could. I was very pregnant with out youngest child and was afraid I would go into labor with no one around to drive me to the hospital. Therefore, the need for another driver in the house became real. And with Colby working in the auto industry field back then, I knew our car insurance was going to take a hit. So, I wanted to make sure that she was safe on the road… and we were safe in sending her out with proper coverage. Fortunately her daddy was able to offer some tips for saving on car insurance.
- Compare Car Insurance. Don’t be afraid to shop around. With AutoInsurance.com, consumers have access to compare real-time quotes directly from top carriers, and policies can be purchased directly through the site or via phone with one of their licensed agents. They have no affiliation with any one provider so they can give you an unbiased quote. You can get quotes in these participating states: Texas, Arkansas, Oklahoma, Missouri, Louisiana, Tennessee, and Mississippi. We were able to show over $75 in savings using their comparison tools. Every bit helps.
- Increase your deductible. Depending on the year model of your car, you can most likely save between 15 to 40% or more in collision and comprehensive coverage costs by raising your deductible.
- Think before you buy. Chey recently bought her first car and the first thing she did was get an insurance quote on the car she knew she wanted. This allowed her to properly budget both the cost of the car and the monthly insurance rate. Keep in mind that a higher-profile vehicle costs more to repair, and, therefore, will cost more to insure.
- Drop unnecessary coverage. With proper maintenance on your car, you may be able to forego the towing coverage. Another thought may be to remove the car rental. Small economy cars can run as low as $20 per day to rent. Weigh the cost factors of a few scenarios to see which one saves you more money overall. Plus, with AutoInsurance.com, you can adjust and customize your coverage and see the immediate impact on the quote, ensuring that you receive the most up-to-date and accurate policy information.
- Combine policies. We were able to add Chey’s car to our policy, which also includes our home insurance. Most companies offer a discount when you carry multiple policies. It pays to shop around and compare auto insurance. Remember, #Compare2Win #CollectiveBias
- Maintain good grades and/or credit. Several car insurance companies will offer lower rates to costumers with good and established credit. For your teens, you may also be able to find a “good student” discount. Those good grades really do pay off!
Whereas some tips may work better for you, this are just a few ways to save money on your car insurance. We still have 4 more of our children to get into cars. Woah!
What money saving tips have you found?
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